Blue_man-can_we_helpIf you are a U.S. citizen or resident and came back to the USA for more than 35 days in 2015, according to Good Neighbor Insurance, you may be subject to penalties due to the IRS “Individual Shared Responsibility Payment” when you file your taxes. There are exemptions that apply. Good Neighbor Insurance has created a document that helps make all this understandable as well as link to all the pertinent government sites and resources. The free white paper, “The ACA Individual Mandate and Expatriates: International Health Insurance and Avoiding Fines From the IRS”

https://www.gninsurance.com/documents/ACA-Individual-Mandate-and-Expatriates.pdf

is available on

https://www.gninsurance.com/aca-ppaca_how_does_it_affect_me/

If you are on a group health insurance plan, the Individual Mandate does not apply to you or your family. If your January health insurance renewals seem high, Good Neighbor Insurance might be able to help you with that too. Call 866-636-9100 or Skype “Good Neighbor Insurance” from overseas.