Are you trying to send cash to a recipient in an overseas location? How do you make it happen? Is anyone using Xoom?

With Xoom, you can apparently send money to 67 countries in the world (but apparently not to the USA; you can send FROM the USA — just not back again). And the transfer happens within seconds — and costs like… $5 to send $800. And it’s affiliated with PayPal — and has a 24/7 customer service telephone number. This is what Western Union wishes it would be when it grows up. Has anybody USED Xoom though? Any firsthand reports? If so, please click “Comment” following the web or app version of this item. And thanks in advance for any info. (Note that you could also use the service to pay bills — anywhere in those 67 countries.)